Amerifund Home Mortgage LLC - New York

Introduction

Amerifund Home Mortgage LLC, nestled at 1177 6th Ave, 5th floor, New York, NY 10036, is a distinguished mortgage lender that has been serving the real estate industry for several years. With a commitment to personalized service and competitive rates, Amerifund has become a go-to institution for both residential and commercial mortgage solutions.

Main Services

• Debt Service Coverage Ratio (DSCR) Loans: Amerifund specializes in DSCR loans, which are designed for real estate investors who struggle to qualify using traditional methods such as W2s or tax returns. These loans are calculated based on the monthly rent and monthly mortgage payment ratio.
• Mortgage Applications: Amerifund offers streamlined home mortgage application processes, including long and short loan applications, as well as pre-qualification services. Their user-friendly online application system ensures a hassle-free experience for clients.
• Mortgage Calculators: Amerifund provides mortgage calculator tools to help clients estimate their monthly mortgage payments, total interest paid, and amortization schedule. This service enables clients to make informed decisions about their mortgages.
• Affinity Accounts and Alternative Loans: Amerifund caters to diverse client needs by offering affinity accounts and alternative loan options. These services are tailored to specific client profiles, ensuring they receive the most suitable financial solutions.

Location and Access

Amerifund's office is situated in the heart of Midtown Manhattan, in the Sixth Avenue Corridor, a bustling commercial and residential neighborhood. The location offers easy access to various transportation options:

• Subway: The nearest subway stations are 34th St – Herald Sq (N, Q, R, W, B, D, F, and M lines) and 34th St – Penn Station (1, 2, 3, A, C, and E lines), both approximately a 10-minute walk from the office.
• Bus: Several bus routes serve the area, with stops within a short walking distance from the office, including M1, M2, M3, M4, M5, M7, M10, M11, M12, M101, and M102.
• Parking: While street parking is limited, there are several parking garages nearby, such as Icon Parking Systems at 121 W 35th St and Central Parking Garage at 130 W 35th St.

Featured Characteristics

• Personalized Service: Amerifund prides itself on delivering personalized service to each client. Their team takes the time to understand individual financial situations and provide tailored mortgage solutions.
• Competitive Rates: Amerifund strives to offer competitive interest rates and flexible terms to help clients secure the best possible mortgage deals.
• Expertise in DSCR Loans: Amerifund's specialty in DSCR loans enables them to assist real estate investors who may not qualify for traditional mortgages, expanding their client base and catering to a unique market need.

Practical Information

• Address: 1177 6th Ave, 5th floor, New York, NY 10036
• Phone: 2129229555
• Website: amerifund.us
• Email: [email protected]
• Business Hours: Monday-Friday, 9:00 AM - 5:00 PM (EST)

Positive Aspects from Reviews

Amerifund's commitment to exceptional service is reflected in its positive customer reviews. Some of the glowing aspects mentioned by clients include:

• Knowledgeable and responsive staff, with a particular mention of Alan and his team.
• Competitive rates and flexible terms, ensuring clients secure the best possible mortgage deals.
• Personalized service, with a genuine interest in understanding each client's unique financial situation.
• Expertise in DSCR loans, making Amerifund an ideal choice for real estate investors struggling to qualify for traditional mortgages.

With an average opinion of 3.9/5 from 11 Google My Business reviews, Amerifund Home Mortgage LLC demonstrates a strong commitment to client satisfaction and maintaining a positive reputation in the mortgage industry.

👍 Reviews of Amerifund Home Mortgage LLC

Neda L.

5/5

The team at Amerifund is wonderful. Alan and his team are my go-to mortgage bankers, and always find us the best rates for our purchases (we've done 4 transactions with him thus far and now in talks for finding the best option for funding our home renovations. We’ve done refinance of a co-op loan, first mortgage on purchase of co-op unit, and most recently purchase of a house. The team is not only knowledgeable but also very thorough, detail oriented, and just phenomenal. Highly recommend, and they walk you through everything. Exceptional white glove service in our experience!!!

Matthew T.

5/5

Eris Saari has been helping me throughout the home buying process. She has great communication always getting back to me quickly and thoroughly responding to the millions of questions I had. Working her with was effortless and she simplified the process. Highly recommend

Jane D.

1/5

SCAM….. Beware…. They take large upfront fees!!!! NEVER close…. They are not direct lenders they are brokers…. Alan lies…then hides and you will NEVER hear from him. He has taken over $50,000 per client… will NEVER return money…. If you send a money, just be aware that you will never see it again.

Ari B.

1/5

WATCH OUT!!!!! A client of mine applied for NO Ratio loan. Alan promised he could deliver so client wired money as per term sheet. Several weeks later Alan requested income documents. When client was unable to provide them Alan refused to refund the client his money!

Adam B.

5/5

Alan and team did a great job for us - got our house at exactly the right timing and as a founder with no W2 it took a great deal of creativity and the right access. Thank you!

Nick G.

1/5

SCAM..Alan lies takes large upfront fee. Lied that he was a direct lender was not. Lied that he would close did not.. and will not return the deposit. BEWARE

Aisha H.

5/5

Amerifund has remarkable products. It's always a pleasure working with Amerifund.

Serena S.

5/5

Denney T.

5/5

The entire Team at Amerifund was great to work with and they provided a great rate. Very efficient in gathering documents needed and smooth closing.

Great job!

Neda L.

5/5

The team at Amerifund is wonderful. Alan and his team are my go-to mortgage bankers, and always find us the best rates for our purchases (we've done 4 transactions with him thus far and now in talks for finding the best option for funding our home renovations. We’ve done refinance of a co-op loan, first mortgage on purchase of co-op unit, and most recently purchase of a house. The team is not only knowledgeable but also very thorough, detail oriented, and just phenomenal. Highly recommend, and they walk you through everything. Exceptional white glove service in our experience!!!

Matthew T.

5/5

Eris Saari has been helping me throughout the home buying process. She has great communication always getting back to me quickly and thoroughly responding to the millions of questions I had. Working her with was effortless and she simplified the process. Highly recommend

Jane D.

1/5

SCAM….. Beware…. They take large upfront fees!!!! NEVER close…. They are not direct lenders they are brokers…. Alan lies…then hides and you will NEVER hear from him. He has taken over $50,000 per client… will NEVER return money…. If you send a money, just be aware that you will never see it again.

Ari B.

1/5

WATCH OUT!!!!! A client of mine applied for NO Ratio loan. Alan promised he could deliver so client wired money as per term sheet. Several weeks later Alan requested income documents. When client was unable to provide them Alan refused to refund the client his money!